Heather N. Calmes

Heather Calmes joined the Insight Financial Advisors team in 2008. Ms. Calmes is responsible for client communications and marketing endeavors such as website and social media content, writing articles for and publishing the Insight Financial Advisors newsletter (The Loop), and client events. Ms. Calmes is also responsible for administration on our 401(k) plan business and the 401(k) educational Participant Workshop program. In addition Ms. Calmes obtained her California Health and Life Insurance License in 2016 and assists Mrs. Delgado with all health and life insurance business.

Quick Facts!

– 401(k) and Client Education Specialist

– Health and Life Insurance licensed

(CA #0L28007)

Fun Facts!

– Dog mom to Sunshine

– Star Wars fan (May the force be with you)
– Enjoys painting
– Master crafter
– Natural History Museum LA lover
– Student film actress

Wanda Delgado, CFP^®
Registered Principal

John Calmes, CFP^®
Certified Financial Planner

Heather Calmes
Client Education Specialist

Jessica Razo
Office Administrator

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Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning Services through Insight Financial Advisors, a Registered Investment Advisor. Insight Financial Advisors and Cambridge are not affiliated.

We are security licensed in the following states: AZ, CA, CO, CT, FL, ID, MA, MD, MN, MT, NE, NC, NM, NV, OR, TX, UT, VA, WA, WY. Wanda Delgado CA Insurance Licenses #0591768 and #0L28007.

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400 N Tustin Ave., Suite 250 Santa Ana, CA 92705 Phone: 714-541-1400 Email: info@insightfa.com

Certified Financial Planners Board of Standards Inc. owns the certification marks CFP® CERTIFIED FINANCIAL PLANNER™, CFP™ (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Five Star Wealth Manager Award To receive the Five Star Wealth Manager award, individuals must satisfy a series of eligibility and evaluation criteria associated with wealth managers who provide services to clients. Recipients are identified through research conducted by industry peers and firms. Third party rankings and recognitions from rating services or publications are not indicative of past or future investment performance. For more information, go to www.fivestarprofessional.com

Women’s Choice Award To receive the Women’s Choice Award, individuals must satisfy a series of evaluation criteria associated with providing quality service to women clients. Financial Advisors may pay a basic program fee to cover the cost of comprehensive review and client survey. Third party rankings and recognitions are not indicative of past or future investment performance and should not be construed as an endorsement of the financial advisor. For more information, go to www.WIFE.org.

Insight Financial Advisors